How to Create a PayPal Account

By Contributing Writer

PayPal is a popular way to buy and sell online. While it was originally used for eBay shopping, it has now grown to being an easy way to pay for many different online transactions. Choosing and creating a PayPal account is an easy and secure way to shop online without worrying about having your credit or debit card available.

Step 1

On the PayPal homepage, click on "Sign Up" (see Resources below). Choose your country and language. There are three types of accounts to choose from: "personal" account is for individuals who simply want to shop and pay online; a "premier" account is for those that want to buy and sell online; and "business" account is for merchants using a business name. Click on the button to start the process for the account you wish to have.

Step 2

Enter your information such as email, name, address, password and phone number.

Step 3

Read the User Agreement and Privacy Policy, then click on "Agree and Create Account" button.

Step 4

Activate the account. PayPal will send a confirmation email to you. Open the email and click on the link in it to confirm that it is your email address.

Step 5

Enter your bank account information to allow transfers from your bank account to and from PayPal.

Tips & Warnings

  • To verify your bank account, there will be two small deposits made to the account within a few days. After those deposits are made, log in to your PayPal account and enter the information into the "verify bank account" form. When deciding on which account is best for you, click on the "fees" button to see a list of fees associate with each account and transaction.
  • If you receive an email that claims it is from PayPal and needs you to verify a password or other information, do not click on it through your email. Log in to your PayPal account directly through the PayPal website to verify you really do need to take action. Most of these emails are scams, and by clicking on the link you will allow hackers access to your account.

References & Resources